TABLE OF CONTENTS
Abstract
CHAPTER ONE
1.0 Introduction
1.1 Background of Study
1.2 Statement of Problems
1.3 Research Objectives
1.4 Research Question
1.5 Research Hypothesis
1.6 Scope of Study
1.7 Significance of study
1.8 Limitation of study
1.9 Definition of terms
CHAPTER TWO
2.0 Literature Review
CHAPTER THREE
3.0 Research methodology
3.1 Research Design
3.2 Population of study
3.3 Sampling Design and Procedure
3.4 Data Collection Instrument
3.5 Administration of Data Collection Instrument
3.6 Methods of data analysis
CHAPTER FOUR
4.0 Data Presentation and Analysis
4.1 Data Presentation
4.2 Test of Hypothesis
CHAPTER FIVE
5.0 Summary, Conclusion and Recommendation
5.1 Summary
5.2 Conclusion
5.3 Recommendation
References
Questionnaire
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF STUDY
The small and medium scale industry has experience significance changes in terms of growth and survival in recent times as new business ideas and good accounting records are introduced into the sector although most of the small scale business (SSBs) are not registered as corporate bodies rather as a sole proprietorship, this made it easy for such business to get registered with stress than other form of business registration. It is evident that SMEs has grown in number more than other forms of business and could be found anywhere in Nigeria.
According to Boachie-Mensah and Marfo-Yiadom 2005) stated that in spite of their numbers, about 60% of the SSBs fail within the first five years of operation. Most SMEs fail because of their inability access finance from most of the financial institutions since they lack proper financial records as requirement according to (William, 2008).
It has been attributed that the inability of most small scale business to survive beyond the first few month of establishment and operation was due to lack adequate financing.
According to (Amoako, 2013) stated that to become successful and be able to contribute meaningfully to the economy of Nigeria, SMEs must be able to attract and secure finance by themselves.