TABLE OF CONTENTS
CHAPTER ONE…………………………………………………………
1.0 INTRODUCTION……………………………………………………….
1.1 Background to the Study……………………..……………
1.2 Problem Statement…………………………………………………
1.3 Objectives of the Study…………………….
1.4 Justification of the Study………………………………………
1.5 Hypothesis of the Study……………………………………
CHAPTER TWO………..………………………………………………
2.0 LITERATURE REVIEW…………………………………………..
2.1 Socio-economic and Institutional Characteristics..………………………..
2.1.1 Socio-economic Characteristics…………………………………
2.1.2 Institutional Factors..……………….…
2.2 Agricultural Input Supply…….…….……………………………..
2.3 The Growth Enhancement Scheme (GES)………………………………
2.4 Prospects and Challenges of Mobile Phone Technology in Nigeria..……..
2.5 Empirical Findings on Perception Studies….………………………
2.6 Theoretical Framework………………………………………..…
2.6.1 Theory of Social Change ………………………………………………….
2.7 Conceptual Framework …………………………………………………………
2.8 Conceptual Model………………………………………………………………….
CHAPTER THREE……………………….……………………..……………………..
3.0 METHODOLOGY…………………………………………………………
3.1 The Study Area………………………………………………………………
3.2 Sampling Procedure…………………………………………………………
3.3 Data Collection……………………………………………………………..
3.4 Analytical Techniques………………………………………………………
3.4.1 Multiple Regression Model ….…………………….……………
3.4.2 Likert Scale ……………………………..………………………………….
3.5 Definition and Measurements of Variables………….………………..…….
3.5.1 Independent Variables……………………………..…….…………………
3.5.2 Dependent Variables ………………………………………………………
CHAPTER FOUR……………………………………………..………………………
4.0 RESULTS AND DISCUSSION……………………………………………..
4.1 Socio-Economic Characteristics of Respondents……………………………..
4.1.1 Age distribution ……………………………………………………………
4.1.2 Marital Status ………………………………………………………………
4.1.3 Household size…………………………………………………………………………………..
4.1.4 Educational Level…..………………………………………………………
4.1.5 Farm Size……………………………………………………………………
4.2 Institutional Factors …………………………………………………………
4.3 Results on Awareness, Access and Extent of Use of E-wallet……………..
4.4 Farmers Perception of E-wallet…………………………………………………………..
4.5 Socioeconomic and Institutional Factors Influencing Perception
of E-wallet ……………………………………………………………………………………….
4.6 Test of Hypothesis…………………………………………………
4.7 Constraints to Effective Utilization of E-wallet………………………………………
CHAPTER FIVE………………………………………………..…………………..
5.0 SUMMARY, CONCLUSION, RECOMMENDATIONS AND
CONTRIBUTION TO KNOWLEDGE….………………..………………..
5.1 Summary……………………………………………………………………
5.2 Conclusions……………………………………………………………………..
5.3 Recommendations…………………………………………………………..
5.4 Contribution to Knowledge…………………………………………….
REFERENCES
APPENDIX