How to know pf balance using missed call

UAN activated Members may know their latest PF contribution and balance available with EPFO by sending an SMS at 7738299899 from registered mobile number. “EPFOHO UAN״ to 7738299899.

If you have registered your UAN with EPFO (Employee Provident Fund Organisation), you can check your PF balance easily by sending an SMS. All you need to do is send a text message to 7738299899. The text message should include ‘EPFOHO UAN ENG’.

If your are an employee: employeefeedback@epfindia.gov.in. If your are an employer: employerfeedback@epfindia.gov.in. You may also make a call at our toll–free number: 1800118005.

So, employees need to ensure that their mobile number, which is registered with their PF account, is still active. Only then they can avail the service provided by EPFO. EPFO has stated that employees need to give a missed call from their registered mobile number to 011-22901406.

The process to know the EPF number has become very simple since the introduction of the Universal Account Number (UAN) by the EPFO. The UAN is allotted to every employee and does not change throughout his/her employment life. All Member IDs of the employee are mentioned under one UAN.

For an un-exempted organisation, the PF number is an alphanumeric representing the state, regional office, establishment, and the PF member code. * The next 3 numbers are establishment extension ID. It can be 000 if no extension is provided. * The last 7 numbers, i.e., 0000691 represents the member (employee) ID.

Members registered on the UAN portal may get their details available with EPFO by giving a missed call to 011-22901406 from their registered Mobile number. If the UAN of the member is seeded with any one of the Bank A/C number, AADHAAR and PAN the member will get details of last contribution and PF Balance.

Format of the EPF Account Number

The next three letters state the regional office. The first seven numbers represent an establishment ID. The next three numbers represent the extension code of the very same establishment ID. The last seven numbers are the actual EPF account number and are employee-specific.

The Employee Provident Fund Organization does not provide any hard copy of annual provident fund statement. Employees can download their EPF account statement online by using the new e-passbook facility available on the EPFO website. In order to view and download your e-passbook, you need to register with EPFO.

PF balance check via SMS can be done by sending an SMS to 7738299899 from one’s registered mobile number. The SMS format is ‘EPFOHO UAN. ‘ The EPFO will reply to the SMS with the PF balance of the sender.

PF account holders can also check their EPF balance without UAN number by logging in at passbook.epfindia.gov.in. EPF subscribers can also check their balance with UAN via SMS or missed call. The PF balance can be checked by sending an SMS — EPFOHO UAN to 7738299899 — from the registered mobile number.

EPF or Employee Provident Fund is a fund in which a portion of your salary gets deposited every month, for the purpose of building your retirement savings. EPF balance is the total amount of your salary that is deposited in the EPF account, under your name, on a particular date.

EPF eligibility criteria

If you are a salaried employee with a Basic + Dearness Allowance less than Rs. 15,000 per month, it is mandatory for you to be opened an EPF account by your employer.

Introduction to a Provident Fund (PF)

A worker gives a portion of his/her salary to the provident fund, and an employer should make a contribution on behalf of the employees.

New PF rule after amendment

In her budget 2021 announcements, the FM had proposed that the interest earned on an employee’s contribution above Rs 2.5 lakh in a year will become taxable in the hands of the employee. As of today, the entire PF contribution earns a tax-free return and the PF amount enjoys EEE status.

As per the rules, in EPF, employee whose ‘pay‘ is more than Rs 15,000 a month at the time of joining, is not eligible and is called non-eligible employee. Employees drawing less than Rs 15,000 per month have to mandatorily become members of the EPF.

The government has raised the threshold limit of tax-exempt contributions to the Provident Fund (PF) to Rs 5 lakh (from Rs 2.5 lakh announced in Budget 2021), subject to certain conditions. This increased tax-exempt limit is applicable to only those PF contributions where there is no employer contribution.

You can withdraw your entire PF corpus only after you retire. You will be allowed to retire only after you are 55 years old. If you retire before you attain this age, you will not be permitted to receive your entire corpus. However, you are entitled to obtain 90% of your EPF corpus 1 year before you retire.

Your declaration in the PF advance form is enough . But, You would not get your 100% EPF balance without leaving the job. Full EPF withdrawal is not permitted before the retirement. You can use UAN member portal for the partial EPF withdrawal as well.