Guarantee Trust Bank plc, also known as GTBank, is a technologically innovative Nigerian bank with expansion into other African countries. Founded in 1988 by a group of over 35 young Nigerians, the multinational institution has a platform that allows you to manage your bank account from your mobile phone. This allows you to access your transactions anytime, anywhere. There are three ways you can use your mobile phone to securely operate your Guarantee Trust Bank (GTBank Mobile) account and still achieve what you want to achieve.
How to use your mobile phone to operate your GTBank account
1. Using MoVe (MOBILE VELOCITY): MoVe is a GTBank mobile application that allows you to connect to your account through the official GTBank Mobile Banking website (www.gtbank.mobi). With MoVe you can also do the following:
- Use Nokia POI Maps & Google Maps to locate your nearest Guarantee Trust Bank branch or ATM.
- Get Real Time Bank Exchange Rates for ForeignersCurrencies like USD, GBP, YEN, EUR and others using Real Time Currency Converter Calculator to get local currency conversion equivalents.
- Access the daily stock market report from the Nigerian Stock Exchange (NSE).
Using the GTBank Mobile Velocity application
Visit this link: http://gtbank.com/MoVe/Java/MoVe.jad or Nokia Mobile Ovi Store to download the application. You can also search for it using the Nokia Ovi Store application on your phone. The application can also be downloaded from BlackBerry App World on BlackBerry devices, from Google Play on Android devices and from the App Store on iOS devices. Install the application on your phone and you’re good to go.
What you can do with the GTMobile Mobile application:
- Hotlist lost or stolen ATM card
- Pay utility bills like DSTV, HITV, PHCN, ZAIN and MTN afterwards
- Buy Airtime (GLO, Starcomms, MTN & Zain)
- make transfers to your account
- Check your account balance and transaction history
- Request for bank statements
How to use the GTMobile Phone application
Click here to download the GTMobile application. You need to enter your mobile phone number, select your phone type and carrier, then click Send WAP Push or download to your PC if you want to download to your PC. Install the application on your mobile device. After account identification and authentication, it will be linked to your Naira MasterCard and you are good to go.
Bonus: How to Use GTBank Online Banking
The video tutorial below provides a good step-by-step guide on how to install and use Guaranty Trust Bank’s GTMobile.
[youtube http://www.youtube.com/watch?v=cb30g6Ng4T8]
3. The GTBank Mobile Banking Site: GTBank ‘s website address for mobile devices is (www.gtbank.mobi). This means that Guarantee Trust Bank has activated this link to allow you to login to a fully functional mobile website using your phone’s web browser. This mobile website has been optimized for faster loading times and low data usage to improve the browsing experience on mobile. The mobile site is a secure platform that also allows you to access your internet banking account and do banking from anywhere in the world.
GTBank 737 Code: Using the newly introduced USSD code
GTBank has made it very easy for its customers to do banking, using technology to make banking much faster, safer and more accessible for all customers.
GTBank’s 737 code is another simple, smart and useful code-secure way to pay anytime, anywhere and on any mobile device without an internet connection. The Unstructured Supplementary Service Data (USSD code) is a communications protocol available in GSM cellular networks for routing messages to the service provider’s computers. The code allows the customer to open a GTBank account, transfer money anywhere in Nigeria, top up airtime and/or data on your mobile and to check your account balance anywhere.
How to open a GTBank account : Just dial *737*0# and follow the information on your mobile screen. An account number will be generated automatically and sent to you via SMS. When registering, pay attention to your ten-digit account number (NUBAN).
To create your transaction PIN: Just dial *737*5#; Enter the last 6 digits of your debit card and create your 4-digit PIN.
How to transfer money to GTBank account: Just dial *737*1*amount*NUBAN account number with mobile number registered with GTBank. (e.g. * 737 * 1 * 1000 * 1234567890 #). Follow the instructions on the screen.
To transfer to other banks: Dial *737*2*amount*NUBAN account number (ex.*737*2*1000*1234567890#) from your phone, then authenticate the transfer with the last four digits of your GTBank debit card.
Note that after a successful transaction, the money will be debited directly from your GTBank account. Wire transfers to other banks will incur a bank fee of N65 for Nigerian customers.
737 for airtime top-up: To add airtime to your cellphone or friends, just dial *737*number# on your cellphone (e.g. *737*1000#) for a top-up to your phone. Dial *737*amount*recipient’s number# (e.g. *737*1000*08023456789#) to top up airtime for a friend or relative.
Data top-up: Dial *737*4# on your phone and follow the on-screen prompt to buy data for your phone and friends.
Dial *737*6*1# on your mobile phone and follow the on-screen instructions to check your balance.